Real Mortgage Associates Inc.  caters to all kinds of construction companies offering unique builder financing programs to meet all your needs. Whether you are a big scale builder constructing hundreds of homes a year, a home builder specializing in customized construction, or a small builder just starting out, our construction loans are well designed to suit your requirements.

Our dedicated turn key services include: Credit Facility Management; Annual Customer Partnership Planning Session, Speculative Financing, Purchaser Mortgages, Draws, Inspections and much more… Our application process is straightforward and simple.

We Offer


We offer financing to the builder on both pre-sold and speculative basis. And to add to that, no front end fees or back end fees are charged. Cancellation fees are waived with certain mortgages plans. We also offer competitive construction rates and flexible draw schedules.

Our mortgage programs also allow you to receive funds on each home as construction proceeds. Advances are available to you at each stage of construction:

Lock-up – 35% to 55% complete

Drywall – approximately 75% complete

Completion – 100% complete

*additional draws may be available with approval


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